ASK RUSTY (cont.)

that widow's benefit.

The easiest way to find this information out is to request a Statement of Estimated Benefits from Social Security. That statement will show you the amounts you are due on your own at your full retirement age and also at age 70 (if you were born in 1955 your FRA is 66 plus 2 months). If either or both of those amounts are more than your widow's benefit, you can continue to collect your widow's benefit until it makes financial sense to switch to your own. To request your Benefits Statement, contact Social Security directly at 1.800.772.1213, or your local office (find it at www.ssa.gov/locator). You can also get this online if you have a “my Social Security” account, and which you can create at www.ssa.gov/myaccount.

This article is intended for information purposes only and does not represent legal or financial guidance. It presents the opinions and interpretations of the AMAC Foundation’s staff, trained and accredited by the National Social Security Association (NSSA). NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (amacfoundation.org/programs/ social-security-advisory) or email us at ssadvisor@ amacfoundation.org.

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organization, dedicated to supporting and educating America’s Seniors. Together, we act and speak on the Association members’ behalf, protecting their interests and offering a practical insight on how to best solve the problems they face today. Live long and make a difference by joining us today at www. amac. us/ join- amac.